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If you don't really care about how fancy your phone is or if it has unlimited text or unlimited minutes on such and such days and times of the day and all that other stuff that just seems to make your mobile phone bill overwhelming, then you might just want to consider going with a prepaid cell phone instead. These are a great way for you to save money on your phone bill each month. One of the biggest benefits is that you still have the ability to have wireless communication without feeling like you have a ball and chain around your foot with those long term service contracts.

You should though first figure out just how often you are going to use your cell phone. If you think that it is only going to be occasionally then you might want to go with a plan that will charge you a very low monthly access fee with minute by minute airtime charges.

You also should make sure that you do some comparison shopping when it comes to the different prepaid phone providers and go over their plans very carefully. You also need to take the cost of your phone into consideration as well. If you are not going to be using the phone for the Internet and only for emergencies then you might be able to get away with one of the lesser expensive cell phones with very little features. This will save you a lot of money and that's what you are trying to do here is to save some money.

You also should compare the different costs of those yearly plans with the prepaid plans and make sure that you use what your projected phone usage is going to be as your guideline. You should also make sure that you include what it would cost you if you were to join a yearly plan and terminate it early, also factor in any deposits they might charge as well as any activation fees on top of the monthly charges. Tally all of that up and then compare that to what it might cost you as a total with a prepaid plan.

You also might be able to keep a cell phone that you already have and convert it to a prepaid plan. All you need to do is to ask the prepaid provider if they offer this kind of a service and if they do, then you will be saving yourself some money when it comes to a phone since you won't have to go out and buy yourself a new one.

To really save money, you should convince yourself that you need to use your land line as your primary number and use the cell phone only when you have no way of using your land line. You also can save more money if you don't use some of the options that are offered like directory assistance, text messages, voice mail as well as call waiting.

You also might want to back away from using any automatic monthly fill up of minutes on your prepaid if you really are trying to save money. Just purchase a phone card whenever you look as if you need to add more minutes.